If and What

If and what is a site for all of you, you all can share and ask whatever you people want

Month – May 2016

Annuity or 529 Plan

Being in the financial industry for about a decade and a half now I have from time to time come across a number of these self proclaimed “gurus” who tout annuities as a vehicle for college tuition saving in lieu of a 529 plan. This concept is marketed to insurance agents as a sales tool […]

The Definitive History of the T-Shirt

Today the modern T-shirt has spawned a vast textile and fashion industry, worth over two-billion dollars to the world’s retail trade. The unlikely birth of the t-shirt was a rather unspectacular event, however this humble piece of attire was set to change the styles and fashions of cultures for generations to come. Eventually the T-Shirt […]

Tips in Starting a Personalized Bracelet Business

Introduction Starting your very own business is a venture most people would be very hesitant to talk about. Not that it’s illegal or anything, but because of the risks that it entails. But you don’t need a huge pile of cash or a very good credit rating (though it is preferred) in order to start […]

Accredited Hospitality Schools Teach Four Important Planning Stages

Accredited hospitality schools teach students in event management four main components in addition to industry statistics and trends. Students learn planning, execution, coordination and then controlling the event. All four levels of learning are essential in event management, no matter the type of event planned. Planning This is the most important stage of event management. […]

Preparation of Profit and Loss Account

Explanation of Certain items of Profit and Loss Account 1. Salaries Salaries are paid for the services of employees and are debited to profit and loss ac- count being indirect expense. If any salary has been paid to proprietor or partners, it should be shown separately because it requires special treatment at the time of […]

Star Trek Scavenger Hunt

Do you like Star Trek? Do you like looking for things, as in scavenger hunts? How about combining both of your increasingly weird obsessions by coming up with an actual Star Trek scavenger hunt? In case you’re wondering, yes, I’m one of you. I’m a huge Star Trek nerd, and since a kid I’ve been […]

Introduction to Close Corporations

Mention the corporate entity and most people start thinking about S or C designations. In some states, close corporations are another variable that are available. First things first – a close corporation does not refer to a closing as with a door. It refers to a limited number of shareholders. It is a unique entity […]

Zodiac Sign – Sagittarius

Astrology has always been an interesting topic. Whether you follow it religiously, or read your horoscope for fun, there is a definite entertaining aspect to it. Although, even reading your sign as entertainment, there are some attributes that seem more than coincidental. Sagittarius marks the ninth sign of the Zodiac. It is represented by the […]

Determinants of Beta

What drives the variance and covariance? The variance and covariance and therefore, beta depend on three fundamental factors: the nature of business, the operating leverage and the financial leverage. Those factors are discussed below. Nature of Business All economics go through business cycles. Firms behave differently with business cycles. The earnings of some companies fluctuate […]

5 Fabulous Texas Festivals You’ve Probably Never Heard Of

It’s no secret that the great state of Texas plays host to some household names in the festival world. But did you know that Texas holds fantastic festivals of all sort throughout the year? With its long history and diverse residents, it’s no wonder Texas festivals boast the best in fabulous food, live music, wine […]

If and What © 2016